Mortgage FAQs

We know a mortgage can be daunting. That’s why our team is always at the ready to help you make the process easier. We’ll always keep you informed throughout the process.  

Who can apply for a mortgage?

Anyone can apply for a mortgage. From a first-time home buyer, to a person looking for a vacation home, to a seasoned investor.

 

What types of mortgages do you offer? 

We offer many different mortgage options to suit your needs, including:

  • Conventional
  • FHA
  • USDA
  • VA
  • Construction-to-permanent
  • Jumbo

All with fixed and variable rate options.

 

Can I get pre-qualified for a mortgage?  

Yes, and this is something we recommend. Getting pre-qualified is an initial review of the basic financial information you share. This allows you to know ahead of time how much you can borrow, which can help you in house hunting and planning. 

 

What do I need to apply for a mortgage? 

To start applying, we recommend you have the following information on hand:

  • A separate email address for each person that will be on the loan
  • Details(bank statements) about how much money is in each account you would like us to consider for your approval
  • Your income and employer information
  • Your social security number
  • A valid drivers license