Open an Account

We’re not here to make your to-do list longer. Opening an account at Drummond Community Bank is quick and easy. Choose one or more of the following: personal checking, personal savings, or certificates of deposit accounts and combine them into one, simple application.

Home Open Account

Let’s Get Personal. Personal Banking That Is.

Find the appropriate solution for managing your money. To successfully open an account, please have a valid Driver's License or State ID, your social security number, and be 18 years or older. For more information about each account visit our personal banking page or contact us for assistance.

If you’ve already started an application, you can access it here.

Checking Accounts 

All checking accounts include free access to online banking for easy bill pay, money transfers, eStatements, and much more.

Choice Checking

We’re keeping it simple. Open a checking account that’s free of charge and perfect for all adults.

$25 minimum opening deposit 
No minimum balance required
No monthly maintenance fees*
Free monthly eStatements
Personalized check orders are the customer's responsibility

Privilege 55 Checking

Getting older does have its privileges. We offer a hassle-free checking account for those ages 55+.

Must be 55 years or older   
$100 minimum opening deposit
No minimum balance required
No monthly maintenance fees*
Free checks and monthly eStatements

Perk Checking – Individual

Enjoy the benefits of a simple checking account but with an added perk individual accidental death & dismemberment insurance policy.

$100 minimum opening deposit
No minimum balance required
No charge for cashier’s checks or
incoming wire transfers
No charge for use of non DCB ATMs
Personalized check orders are the customer's responsibility
Low monthly account maintenance fee of $6

Perk Checking – Joint

Reap the benefits of a joint checking account but with an added perk – joint accidental death & dismemberment insurance policy.

$100 minimum opening deposit
No minimum balance required
No charge for cashier’s checks or
incoming wire transfers
No charge for use of non DCB ATMs
Personalized check orders are the customer's responsibility
Low monthly account maintenance fee of $7

Perk Checking – Family

This checking account is designed for families of three or more and includes a family accidental death & dismemberment insurance policy.

$100 minimum opening deposit
No minimum balance required
No charge for cashier’s checks or
incoming wire transfers
No charge for use of non DCB ATMs
Personalized check orders are the customer's responsibility
Low monthly account maintenance fee of $8

Prestige Checking

Get a little extra help from your money. Earn interest when your minimum daily balance is $2,500 or over during a statement cycle.

$1,000 minimum opening deposit
Subject to a monthly maintenance fee of $15 plus .30 per debit if the average daily balance falls below $1,000
No charge for use of non DCB ATMs
Personalized check orders are the customer's responsibility

Personal Money Market

Don’t just save your money, watch it grow with a personal money market account.

$1,000 minimum opening deposit
Interest is paid if the minimum daily balance is $2,500 or more
Subject to a monthly maintenance fee of $13 if the average daily balance falls below $2,500
If there are more than 6 debits during the statement cycle this account is subject to a $4.00 excessive debit fee per occurrence
Free Money Market packet checks

*Additional fees may apply. See additional fees and services.

Savings Accounts 

All savings accounts include free access to online banking for easy bill pay, money transfers, eStatements, and much more.

Regular Savings

A stress-free savings account that has your money collecting interest at a low minimum balance.

Open regular savings with $100
Earn interest when the minimum daily balance is $200 or over.
Nine debits are allowed per quarter without
incurring an excessive debit fee.
Subject to a $5 monthly maintenance fee if the average account balance falls below $100.

Certificates of Deposit

Invest in a Certificate of Deposit (CD) to increase your financial security by saving for a designated period of time with an account that accrues interest.

6 Month CD

Fixed and competitive rate
$1,000 minimum opening deposit
FDIC Insured

12 Month CD

Fixed and competitive rate
$1,000 minimum opening deposit
FDIC Insured

18 Month CD

Fixed and competitive rate
$1,000 minimum opening deposit
FDIC Insured

24 Month CD

Fixed and competitive rate
$1,000 minimum opening deposit
FDIC Insured

36 Month CD

Fixed and competitive rate
$1,000 minimum opening deposit
FDIC Insured

Don’t Know What’s Right for You?

A large selection of account options is a good thing, but it can also be a little intimidating. You’re not alone. Our banking representatives can guide you through our products and recommend the right combination for you.