Open an Account
We’re not here to make your to-do list longer. Opening an account at Drummond Community Bank is quick and easy. Choose one or more of the following: personal checking, personal savings, or certificates of deposit accounts and combine them into one, simple application.
Let’s Get Personal. Personal Banking That Is.
Find the appropriate solution for managing your money. To successfully open an account, please have a valid Driver's License or State ID, your social security number, and be 18 years or older. For more information about each account visit our personal banking page or contact us for assistance.
If you’ve already started an application, you can access it here.
Checking Accounts
Choice Checking
We’re keeping it simple. Open a checking account that’s free of charge and perfect for all adults.
- $25 minimum opening deposit
- No minimum balance required
- No monthly maintenance fees*
- Free monthly eStatements
- Personalized check orders are the customer's responsibility
Privilege 55 Checking
Getting older does have its privileges. We offer a hassle-free checking account for those ages 55+.
- Must be 55 years or older
- $100 minimum opening deposit
- No minimum balance required
- No monthly maintenance fees*
- Free checks and monthly eStatements
Perk Checking – Individual
Enjoy the benefits of a simple checking account but with an added perk individual accidental death & dismemberment insurance policy.
- $100 minimum opening deposit
- No minimum balance required
- No charge for cashier’s checks or
incoming wire transfers - No charge for use of non DCB ATMs
- Personalized check orders are the customer's responsibility
- Low monthly account maintenance fee of $6
Perk Checking – Joint
Reap the benefits of a joint checking account but with an added perk – joint accidental death & dismemberment insurance policy.
- $100 minimum opening deposit
- No minimum balance required
- No charge for cashier’s checks or
incoming wire transfers - No charge for use of non DCB ATMs
- Personalized check orders are the customer's responsibility
- Low monthly account maintenance fee of $7
Perk Checking – Family
This checking account is designed for families of three or more and includes a family accidental death & dismemberment insurance policy.
- $100 minimum opening deposit
- No minimum balance required
- No charge for cashier’s checks or
incoming wire transfers - No charge for use of non DCB ATMs
- Personalized check orders are the customer's responsibility
- Low monthly account maintenance fee of $8
Prestige Checking
Get a little extra help from your money. Earn interest when your minimum daily balance is $2,500 or over during a statement cycle.
- $1,000 minimum opening deposit
- Subject to a monthly maintenance fee of $15 plus .30 per debit if the average daily balance falls below $1,000
- No charge for use of non DCB ATMs
- Personalized check orders are the customer's responsibility
Personal Money Market
Don’t just save your money, watch it grow with a personal money market account.
- $1,000 minimum opening deposit
- Interest is paid if the minimum daily balance is $2,500 or more
- Subject to a monthly maintenance fee of $13 if the average daily balance falls below $2,500
- If there are more than 6 debits during the statement cycle this account is subject to a $4.00 excessive debit fee per occurrence
- Free Money Market packet checks
*Additional fees may apply. See additional fees and services.
Savings Accounts
Regular Savings
A stress-free savings account that has your money collecting interest at a low minimum balance.
- Open regular savings with $100
- Earn interest when the minimum daily balance is $200 or over.
- Nine debits are allowed per quarter without
incurring an excessive debit fee. - Subject to a $5 monthly maintenance fee if the average account balance falls below $100.
6 Month CD
- Fixed and competitive rate
- $1,000 minimum opening deposit
- FDIC Insured
12 Month CD
- Fixed and competitive rate
- $1,000 minimum opening deposit
- FDIC Insured
18 Month CD
- Fixed and competitive rate
- $1,000 minimum opening deposit
- FDIC Insured
24 Month CD
- Fixed and competitive rate
- $1,000 minimum opening deposit
- FDIC Insured
36 Month CD
- Fixed and competitive rate
- $1,000 minimum opening deposit
- FDIC Insured

Don’t Know What’s Right for You?
A large selection of account options is a good thing, but it can also be a little intimidating. You’re not alone. Our banking representatives can guide you through our products and recommend the right combination for you.