It is the policy of Drummond Community Bank to recognize and respect the privacy expectations of all our customers and make available the privacy guidelines to all customers. 

With the rapid growth in electronic commerce conducted over the Internet, Drummond Community Bank deploys online systems to facilitate the convenient delivery of services and it is the policy of Drummond Community Bank to safeguard our customer's sensitive information. Drummond Community Bank considers the privacy of our customer's personal information an important element of their trust and confidence in the bank. 

It is the policy of Drummond Community Bank to collect, retain, and use the information about customers only where such information is believed to be useful and allowed by law to administer the business of Drummond Community Bank to provide products, services, and other financial opportunities to its customers. 

Drummond Community Bank has established procedures to ensure the accuracy of customers' financial information and that it is current and complete in accordance with reasonable commercial standards. It is the policy of Drummond Community Bank to address any requests to correct any inaccurate information in a timely manner. 

It is the policy of Drummond Community Bank to limit employee access to personally-identifiable information to those with a business reason for knowing such information. Drummond Community Bank has in place a training program to educate the employees so that they will understand the importance of confidentiality and customer privacy. 

Drummond Community Bank maintains appropriate security standards and procedures regarding unauthorized access to customer information. It is the policy of Drummond Community Bank to take disciplinary measures to enforce employee privacy responsibilities. 

It is the policy of Drummond Community Bank not to reveal specific information about customer accounts or other personally-identifiable data to unaffiliated third parties for their independent use, except for the exchange of information with reputable information reporting agencies, to maximize the accuracy and security of such information, or in the performance of bona fide corporate due diligence, unless 1) the information is provided to help complete a customer-initiated transaction; 2) the customer requests it; 3)the disclosure is required by/or allowed by law (e.g., subpoena, investigation of fraudulent activity, etc.); or 4) the customer has been informed about the possibility of such disclosure for marketing or similar purposes through a prior communication and is given the opportunity to decline (i.e., “opt out”). If a third-party attempts by artifice or fraud to obtain confidential customer information from Drummond Community Bank, the bank shall file an appropriate Suspicious Activity Report. 

If personally-identifiable customer information is provided to a third party, it is the policy of Drummond Community Bank to insist that the third party adhere to similar privacy principles that provide for keeping such information confidential. 

Drummond Community Bank makes available this policy, and its management and employees stand ready to assist customers with concerns regarding financial privacy expectations.

Annual Privacy Notice

Website Privacy Statement

Drummond Community Bank respects your privacy, and we are committed to keeping your personally identifiable and financial information confidential and secure. Through our website, we strive to provide important and up-to-date information regarding our services. This includes information about our personal checking and loan products, business loans, our branch locations and hours of operation, and how to contact us. This website privacy statement explains how we collect and use information you provide through your interaction with the Drummond Community Bank website and for advertising purposes. It does not apply to information obtained by other methods or controlled by other agreements such as our general Privacy Policy outlined above.

Site Usage

• When you visit our website, we may collect and store information about your visit on an anonymous, aggregate basis and use it for internal review purposes only. This information may include the date, time, and length of your visit, the pages you visit on our website, the web browser used, the domain from which you access the internet, the Internet Protocol (IP) address (to determine location), links clicked and conversion information.
• Drummond Community Bank may use the information we collect to analyze and track data, determine what content is most popular, measure the number of visitors to different sections of our website, and assist us in making our website more useful to consumers based on their interests.
• The anonymous information about your visits may be collected by using various technologies, such as cookies. Cookies are small text files placed on your computer or other devices you may be using, such as a tablet or smartphone when you visit a website. The cookie is a randomly generated 18 digit ID number that uniquely identifies a web browser on a specific computer, but is not used to identify an individual person. Cookies allow a website to recognize a particular device or browser and remember information about that device’s preferences when visiting the website again.
• You can choose to accept or decline cookies. Most web browsers automatically accept cookies, but you can modify your browser setting to decline cookies if you prefer. If you block all cookies, you may find that certain features on our website will not work properly.

Google Technologies

• We use Analytics and Tracking technologies provided by Google, Inc. to gather information for analysis and remarketing. We use Google Analytics to better understand the activity on our site and to improve our content. This is done based on the keywords you used to find us on the web. We use Google AdWords and the associated remarketing tool to show ads on sites across the Internet. Google may use cookies to serve ads based upon your past visits to our site. For example, you visit our site to get information about our Personal Loans, then you leave the site without filling out an application. After that, you might see our Personal Loan ads on other web pages you visit.
• If you wish to opt-out of Google’s use of cookies, you can visit Google’s Ads Settings. If you wish to opt-out of Google Analytics visit the Google Analytics opt-out page. If you wish to opt-out of a third-party vendor’s use of cookies visit the Network Advertising Initiative opt-out page. For more information, you can read the Google Privacy Policy.

Links to Other Websites

• Our website contains links to other websites for your convenience and to help you obtain additional information about a product, service, or topic. Examples of sites to which we may link are Facebook, Instagram, LinkedIn, Transunion, Equifax, Experian, annualcreditreport.com, Apple & Google Play. We are not responsible for the data collection practices, privacy practices, or content of any third-party website to which drummondbank.com links. We invite you to review the terms of the individual privacy policies of any third-party website you visit.
• Access to Social Media portals through our website is offered for client convenience. No personal information is collected or stored by Drummond Community Bank when those portals are used.

Children’s Online Privacy

• Our website is a general audience site, and we do not knowingly collect personally identifiable information from children under the age of 13 without parental consent. Should a child whom we know to be under 13 make known to us his or her personally identifiable information, we will use that information only to respond directly to that child to inform him or her that we must have parental consent before receiving his or her personally identifiable information.

Online Forms

• Drummond Community Bank is committed to protecting your personal information and privacy. We use Secure Socket Layer (SSL) technology to encrypt your data and provide server authentication and message integrity, allowing you to bank safely and securely online. There are sections of the Website where we ask for personal information, for example, when you complete our online contact form to submit an inquiry, apply for a loan, or register for our online banking system. If you plan to access these online forms, please be sure you read any applicable terms and conditions and always remember – Drummond Community Bank will never request sensitive financial or personal information via email or telephone.

Changes to this Website Privacy Statement

• Drummond Community Bank reserves the right to amend this Website Privacy Statement as needed to reflect legal and regulatory changes, technological advancements, or changes in Drummond Community Bank practices.
• How to contact us about this Website Privacy Statement: If you have any questions about our website or this privacy statement, please contact us at 888-424-6303 or [email protected]
• Last Updated: December 3, 2021