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How Does the Mortgage Application Work

Once you’ve made the decision to purchase a home, it’s an exciting time. From house hunting to preparing information, there is a lot to consider. 

What do you need to apply for a mortgage? 

  • Employment info for the last 2 years 

  • W-2s from the last 2 years 

  • Pay stubs for 30 days prior to application 

  • Federal income tax returns 

  • Bank statements 

  • Current debts 

 

Who handles the application? 

The bank and your realtor will work together. Our team will keep you in the loop every step of the way. 

Learn about your mortgage options

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