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With locations in Bronson, Cedar Key, Chiefland, Cross City, Crystal River, Gainesville, Lake City, Ocala, Trenton, and Williston, there's an office near you.

How Does a Mortgage Work

Buying or building a house can be stressful. While it's a big decision, we're here to help you through the mortgage process every step of the way.

Here are some things to know:

What upfront costs should you prepare for? 

  • Down payment 

  • Closing costs: We would be happy to provide a personalized estimate for you.  Contact us 

What’s the process? 

  • Pre-qualification

  • Application 

  • Loan underwriting 

  • Appraisal 

  • Closing 


Learn about your mortgage options

Have questions? View our FAQs or reach out to our team. We’re happy to help at any time. 


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