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Remote Check Deposit
Stay up-to-date on checks from wherever you are. Remote deposit capture saves you time every day. Any business can benefit from remote check deposit and enjoy instant credit to your business checking account.

Unlimited Check Deposits

Improve Cash Flow

  • Improve your Accounts Receivable Turnover Ratio
  • Reduce risk of theft
  • Unlimited deposits
  • Deposits are processed the same business day, if received by 7 p.m.

 

Frequently Asked Questions:

What Is Mobile Check Deposit?

Mobile check deposit is a mobile banking tool that allows you to deposit checks to your bank account using your mobile device. Instead of depositing checks at the ATM, your bank’s drive-through window or with a teller inside the lobby, you can add them to your account from wherever you happen to be, whether that’s at home, at work or on vacation.

How Does Mobile Check Deposit Work?

Mobile check deposit works using remote deposit capture technology. When you take a photo of your check, it’s similar to scanning a photograph or document to make a digital copy on your computer.

How To Endorse a Check for Mobile Deposit

To submit a mobile check deposit, you first have to sign the back of it. This is the same as endorsing a paper check that you deposit at a branch or via an ATM. But there’s one more piece of information you have to add. On the back of the check underneath your signature, you’ll need to write the words “for mobile deposit only” or some variation, depending on your bank or credit union’s requirements. This addition is required under Federal Regulation CC. Without it, your financial institution may refuse to honor the mobile check deposit and the money won’t be credited to your account.

How long does remote check deposit take?

In many cases, your bank makes funds available to you within one business day (although you'll occasionally face holds).

Is Mobile Check Deposit Safe?

If you’re concerned about protecting your banking information online, you may be wondering whether mobile check deposit is safe to use. The short answer is that mobile check deposit is as secure as your other online and mobile banking functions.