Boost Sales and Reduce Risk
Keep up with competitors
Many consumers prefer the convenience of paying with a debit or credit card. People also tend to spend more when they can use credit. If you want to increase sales and keep customers happy, we can help you find the best credit card terminal in North Florida.
Drummond Community Bank offers a variety of merchant services solutions for every type of business. From brick-and-mortar retailers to online and mobile businesses, restaurants, salons, contractors, professional services and more–contact us to find the right credit card processing equipment for your needs.
Get point-of-sale equipment!
At Drummond Community Bank, our mission is simple. We strive to provide you with the very best banking services and sound business decisions all while giving back to the Florida communities we serve. To you we may just be a bank, but we’re a bank that wants to help you and your money grow. Learn more about credit card processing in North Florida by visiting one of our branch locations in Bronson, Cedar Key, Chiefland, Cross City, Crystal River, Gainesville, Lake City, Ocala, Trenton, and Williston!
Need Help Deciding?
If it’s your first time opening a merchant services account, or you’re unsure which type of equipment is right for you, we can help. The key to making a smart financial decision begins with understanding the benefits of each product and determining which one meets your goals. Give us a call or visit your nearest Drummond branch.
Benefits of Merchant Services
Credit card processing offers many benefits to businesses, such as:
- Keep your customers happy. Credit and debit card use continue to grow in popularity among consumers. You don’t want to lose a customer just because you can’t accept credit cards.
- Grow your bottom line. Research shows that people tend to spend more when using a credit card instead of cash. So, accepting cards could grow your bottom line.
- Improve cash flow. Streamline account transactions, stay organized, and manage cash flow more efficiently.
- No more bad checks! When you accept electronic payments, you can avoid the hassle and costs of bounced checks.
Get Control Over Your Cash Flow
Cash flow management is the process of tracking how much money is coming into and out of your business. This helps you predict how much money will be available to your business in the future. It also helps you identify how much money your business needs to cover debts, like paying employees and suppliers.
Frequently Asked Questions:
What is merchant services credit card processing
Credit card merchant account processing refers to the series of operations required to complete payments made with a credit card in person, online, over the phone, or by mail.
What does credit card processing cost?
Credit card processors typically charge a processing fee for every credit card payment you accept. Depending on your processor, you may be charged additional fees depending on what pricing model the processor uses.
Why do I need a merchant account?
Your business needs a merchant account to accept credit and debit cards in person and online.
Do I need a business bank account for payments?
If you want to be able to accept payment by credit card, you will need to set up what is known as a merchant account. To accept credit cards, you need three things: a credit card merchant account, a bank account and a way to process payments.